学生健康保险

健康 insurance is mandatory in Massachusetts. All students in a degree program enrolled in at least 25 percent of full-time credits are automatically enrolled in and billed for the 学生健康保险 Plan. This fee may be waived if your or your family's insurance is comparable to the Smith health insurance plan.

You will be sent information about the plan and the online process every summer, including the opening date and completion deadline. You must go online to waive the plan. Missing the deadline will result in insurance enrollment and full-year coverage. Please adjust your estimated bill amount in your planning if you intend to waive the full insurance or accept only the optional insurance.

Blue Cross/Blue Shield of MA Plan Details 有用的视频

放弃保险

学生 may not waive coverage unless they are currently insured by a plan of comparable coverage underwritten by a U.S.的载体. 所有国内学生 are required to complete an online decision form, whether enrolling in or waiving the plan. Fill out the online form at 加拉格尔的网站. All international students are exempt from completing the online decision form and are automatically enrolled and charged for the 澳门葡京博彩软件 Student Blue. If you have comparable health insurance by a U.S. 航空公司, you may appeal to Gallagher Student 健康 and Special Risk to see if you are eligible to waive the Smith health insurance.

*Graduate students; excluding SSW
网上决策表格	可用	由于
秋季入学	7月1日	9月12日
春季入口(仅限)	12月15日	2月12日
夏季入学*	6月15日	6月30日

报道时间

*学生 on leave for Spring; **Will not be charged for spring semester
覆盖类型	报道时间
标准年保额	8月14日- 14日
January graduates/Fall-only students*	1月14日结束**
春季开课的学生	1月15日至8月14日

健康保险费

One-half of the annual health insurance fee is billed to each student for the fall semester in July and half of the annual insurance fee is billed to each student for the spring semester in December. If the health insurance is waived appropriately 在 the formal waiver process, the fall semester charge will be reversed and you will not be billed the second half of the charge in the spring. January graduates or other fall only students (i.e. spring leave) will only be charged half of the annual insurance charge for the fall semester. A student entering or returning for the spring semester only will be charged for the spring-only health insurance in December and will go through the waiver process at that time.

医疗补助金

Undergraduate students with extremely high need who do not have outside health insurance coverage may be eligible for a health grant to cover the cost of health insurance through 澳门葡京博彩软件. If you need assistance with the health insurance charge and feel you may qualify, 请透过电邮联络我们 sfs@kuakemeiye.com.

All Ada Comstock scholars who receive need-based financial aid from the college will receive a health grant to cover the cost of health insurance through the college. Non-aided Ada Comstock scholars or Ada Comstock scholars who successfully waive the health insurance are not eligible for this grant.

健康 Insurance Refund Policy

If a student has not waived the health insurance and withdraws from the college 在 the first 31 days of the period for which coverage is purchased, they will not be covered under the plan and a full refund of the premium will be made.

Insured students withdrawing 后 31 days will remain covered under the plan for the full period for which the premium has been paid and no refund will be made available. They will not be offered the opportunity to enroll in the plan for semesters in which they are not enrolled in the college (i.e. students who withdraw 在 the fall semester 31 days or more 后 the date of enrollment, will remain enrolled in the health insurance plan for the fall semester but will not be enrolled in the health insurance plan for the spring semester. Coverage would be terminated January 14).

If a student medically withdraws, they can choose to continue their health insurance enrollment with written notice which must be received by 9月12日 for the Fall semester or February 11 for the Spring semester. 学生 on an approved Medical Leave of Absence, who have been previously insured under this Plan for at least one year prior to the Medical Leave, are eligible to enroll in this insurance Plan for a maximum of two semesters.

Any student on personal leave, leave to study in the U.S., 12-College交换, or the Princeton Exchange will not be enrolled and/or will be automatically withdrawn from the health insurance plan for the semester or semesters they are on leave from 澳门葡京博彩软件.